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As gas prices rise and inflation grips the nation these money saving tips will help you get by.

1 â “ Make a list and stick to it. Going to the grocery store can really sap your energy and drain your wallet. Make a list before you go and youâ ™ll save time and avoid impulse purchases. There is a reason the milk as at the back of the store. They want you to walk through the aisles before you get what you need. Using a list will also help you avoid impulse purchases. If youâ ™re trying to lose weight a list will prevent you from purchasing junk food and other tempting snacks. The moral of the story is: make a list and stick to it.

2 â “ Restaurants are a sure way to drain the money quickly. The drinks, tip, and time it takes to eat out all add up. Try packing a lunch and make food at home. For many people cooking is a lost skill. Try a new recipe a week and youâ ™ll be eating at home more often. If youâ ™re short on time try freezing leftovers or food before itâ ™s cooked. Your wallet will thank you for eating at home more often.

3 â “ Shop around for big purchases. If youâ ™re planning on going on a cruise or buying a big ticket item it would behoove you to use a price comparison site like shopping.com or pricegrabber. Youâ ™d be amazed at how cheap you can find things online. If you want the best of both worlds find the cheapest price online and have a local store price match it. That way you get the lowest price without having to wait for shipping.

4 â “ Kill off unnecessary debt. Pay off your credit cards starting with the highest interest cards first. Not only will your credit score increase but youâ ™ll also save a bundle on interest payments. In addition, donâ ™t put anything new on your existing credit cards. Instead of spending that bonus from work on a new toy put it towards your credit card debt.

5 â “ Go used instead of the new route. Youâ ™d be surprised at what people will sell at what prices. Try craigslist.org and other classifieds to find new couches, computers, and cars. Youâ ™ll save a lot of money and youâ ™ll be able to brag to all your friends about all the awesome deals youâ ™ve found.

6 â “ Stay off the bleeding edge of technology. Thereâ ™s a tendency to have all the coolest, newest gadgets but now-a-days the payoff isnâ ™t what it used to be. People who waited in line for the privilege of owning an iPhone paid a $200 premium just to get ripped off six weeks later. As technologyâ ™s pace quickens buying the newest of the new wonâ ™t be as long lasting as it used to be. Buying older technology has its advantages especially on the old pocket book.

7 â “ Enjoy the simple things. Checking out books from the library and reading in the park is free but oh so satisfying. Going to free museums and concerts are a great way to get out and save money. Many new papers will have a community section that details the time and places for these events. If thatâ ™s not your thing try picking up your old hobbies and dusting them off. Your guitar, coin collection, journal, kite, or other hobby will love the attention.